Legal Disclaimer

The information contained in this web site is intended to provide general information on insolvency matters and does not create any formal business or professional relationship between P.F. Markham & Associates Inc. and the user of this web site. Laws and regulations vary by jurisdiction and change from time to time; therefore the application and effect of laws can vary depending upon the specific circumstances of each debtor.

The information contained within this site should not be construed or used as legal advice. Any such reliance on this information is solely at the user's risk. P.F Markham & Associates Inc. advises that it is only prudent to contact a qualified professional who can understand the debtor's specific situation.

P.F Markham & Associates provide no guarantee or warranties for the information provided in this site in regard to its' completeness, accuracy or timeliness.